Planning and Program Costs
Tuition and Fees for the academic year
Tuition and fees are expected to increase by approximately 4% per academic year.
|
Year in DDS Program-Detroit Cohort |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
|---|---|---|---|---|
|
Computer Expense |
$1,960.00 |
$- |
$- |
$- |
|
Clinical Technology Fee |
$1,131.00 |
$- |
$- |
$- |
|
Dental Fees |
$541.00 |
$503.00 |
$503.00 |
$503.00 |
|
Instrument Rental |
$6,400.00 |
$6,700.00 |
$6,400.00 |
$6,400.00 |
|
Equipment Purchased |
$4,021.00 |
$2,601.00 |
$304.00 |
$354.00 |
|
Student Health Service Fee |
$300.00 |
$300.00 |
$300.00 |
$300.00 |
|
Health Ins. fee (optional, est.) |
$3,134.00 |
$3,134.00 |
$3,134.00 |
$3,134.00 |
|
Tuition |
$85,130.00 |
$85,130.00 |
$85,130.00 |
$85,130.00 |
|
Total Tuition and Fees |
$102,617.00 |
$98,368.00 |
$95,771.00 |
$95,821.00 |
|
Fall Cost |
$53,493.00 |
$47,286.00 |
$45,421.00 |
$45,337.00 |
|
Winter Cost |
$45,990.00 |
$44,895.00 |
$44,745.00 |
$44,745.00 |
|
Estimated cost: Board & Lic. Fee |
$- |
$- |
$3,640.00 |
$1,260.00 |
|
Estimated cost: Books (est.) |
$1,500.00 |
$2,000.00 |
$700.00 |
$210.00 |
|
Estimated cost: Supplies & Loupe (est.) |
$1,500.00 |
$- |
$- |
$- |
|
Estimated cost: Professional Attire |
$300.00 |
$300.00 |
$300.00 |
$300.00 |
|
Estimated cost: Total Outside Cost |
$3,300.00 |
$2,300.00 |
$4,640.00 |
$1,770.00 |
|
Housing Expense (Food & Housing, Travel, Pers. Exp., Loan Fee) |
$32,503.00 |
$32,503.00 |
$32,503.00 |
$32,503.00 |
|
Total Expenses for Residents and Non-Residents (Tuition, Fees, and Housing) Living without Parents |
$138,420.00 |
$133,171.00 |
$132,914.00 |
$130,094.00 |
|
1st Year |
2nd Year |
3rd Year |
4th Year |
|
|
Computer Expense |
$1,960 |
- |
- |
- |
|
Clinical Technology Fee |
$1,131 |
- |
- |
- |
|
Dental Fees |
$541 |
$503 |
$503 |
$503 |
|
Instrument Rental |
$6,400 |
$6,700 |
$6,400 |
$6,400 |
|
Equipment Purchased |
$4,021 |
$2,601 |
$304 |
$50 |
|
Student Health Service Fee |
$300 |
$300 |
$300 |
$300 |
|
Health Insurance fee (optional, estimated) |
$3,134 |
$3,134 |
$3,134 |
$3,134 |
|
Tuition |
$85,130 |
$85,130 |
$85,130 |
$85,130 |
|
Total Tuition and Fees |
$102,617 |
$98,368 |
$95,771 |
$95,517 |
|
Fall Cost (not including health insurance) |
$53,493 |
$49,094 |
$46,647 |
$49,375 |
|
Winter Cost (not including health insurance) |
$45,990 |
$46,140 |
$45,990 |
$45,990 |
Estimated Cost for Outside Items
|
1st Year |
2nd Year |
3rd Year |
4th Year |
|
|
Board & Licensing Fee |
- |
- |
$3,640 |
$1,260 |
|
Books (estimated) |
$1,500 |
$2,000 |
$700 |
$210 |
|
Supplies & Loupe (estimated) |
$1,500 |
- |
- |
- |
|
Professional attire |
$300 |
$300 |
$300 |
$300 |
|
Total Outside Cost |
$3,300 |
$2,300 |
$4,640 |
$1,770 |
|
*Housing Expense (Food & Housing, Travel, Personal Expenses, Loan Fee) |
$32,503 |
$32,503 |
$48,849 |
$48,849 |
|
Total Expenses for Residents and Non-Residents (Tuition, Fees, and Housing) Living without Parents |
$138,420 |
$133,171 |
$149,260 |
$146,136 |
|
*Years 3 and 4 are based on Boston/Cambridge area from the College Board, est. |
||||
Internationally Trained Dentist (ITD) Program
|
D2 Summer |
2nd Year |
3rd Year |
4th Year |
|
|
Computer Expense |
$1,960 |
- |
- |
- |
|
Clinical Technology Fee |
$1,131 |
- |
- |
- |
|
Dental Fees |
$50 |
$503 |
$503 |
$503 |
|
Instrument Rental |
- |
$6,700 |
$6,400 |
$6,400 |
|
Equipment Purchased |
$3,979 |
$2,393 |
$258 |
$172 |
|
Student Health Service Fee |
- |
$300 |
$300 |
$300 |
|
Health Insurance fee (optional, estimated) |
$2,996 |
$2,996 |
$2,996 |
$2,996 |
|
Tuition |
- |
$83,620 |
$83,620 |
$83,620 |
|
Total Tuition and Fees |
$7,120 |
$96,512 |
$94,077 |
$93,991 |
|
Fall Cost (not including health ins.; ITD1 Summer Cost) |
$7,120 |
$48,131 |
$45,846 |
$45,760 |
|
Winter Cost |
- |
$45,385 |
$45,235 |
$45,235 |
Estimated Cost for Outside Items
|
D2 Summer |
2nd Year |
3rd Year |
4th Year |
|
|
Board & Licensing Fee |
- |
- |
$3,640 |
$1,260 |
|
Books (estimated) |
- |
$2,000 |
$700 |
$210 |
|
Supplies & Loupe (estimated) |
- |
- |
- |
- |
|
Professional attire |
- |
$280 |
$280 |
$280 |
|
Total Outside Cost |
- |
$2,280 |
$4,620 |
$1,750 |
|
Housing Expense (Food & Housing, Travel, Personal Expenses, Loan Fee) |
$9,129 |
$29,975 |
$29,975 |
$29,975 |
|
Total Expenses for Resident and Non-Resident |
$16,0249 |
$128,767 |
$128,672 |
$125,716 |
Financial Aid
To be eligible to receive federal student aid, applicants must be a U.S. citizen, U.S. permanent resident, or a citizen of the freely associated states.
| Loan | 1st YEAR | 2nd YEAR | 3rd YEAR | 4th YEAR |
|---|---|---|---|---|
| Unsubsidized Stafford Federal Loan | $50,000 | $50,000 | $50,000 | $50,000 |
| Grad PLUS Federal Loan/Private Student Loan | $88,420 | $83,171 | $82,914 | $80,094 |
| TOTAL | $138,420 | $133,171 | $132,914 | $130,094 |
| Loan | 1st YEAR | 2nd YEAR | 3rd YEAR | 4th YEAR |
|---|---|---|---|---|
| Unsubsidized Stafford Federal Loan | $44,944 | $44,944 | $44,944 | $40,500 |
| Grad PLUS Federal Loan/Private Student Loan | $93,476 | $88,227 | $104,316 | $105,636 |
| TOTAL | $138,420 | $133,171 | $149,260 | $146,136 |
| Loan | D2 Summer | 2nd YEAR | 3rd YEAR | 4th YEAR |
|---|---|---|---|---|
| Unsubsidized Stafford Federal Loan | $9,129 | $44,944 | $44,944 | $40,500 |
| Grad PLUS Federal Loan/Private Student Loan | - | $83,823 | $83,728 | $85,216 |
| TOTAL | $9,129 | $128,767 | $128,672 | $125,716 |
Plan ahead and prepare yourself for the costs of education. Successful financing of your education begins with management of your personal credit. Listed are steps you can take to ease the transition to dental or dental hygiene school:
- Get a copy of your credit history. Use this document to identify any problem areas. Upon review, you may be surprised at what you find! Correct any problems now, before you enter dental school or apply for loans.
- Pay off any outstanding credit card or loan balances. If you plan to rely on financial aid/student loans to cover your living expenses, you probably won't have enough excess money to support non-educational debt. Although many of us think a personal car is essential, you may find it difficult to meet your daily cost of living and support a car payment.
- Consult your parents and/or spouse. Educate them on the costs of this program and the long-term ramifications, i.e., the debt burden you may have upon graduation. Perhaps family may be able to assist you financially.
Canadian students are not eligible for U.S. federal funds. They may choose to finance their education through Provincial aid such as OSAP or banking institutions.
If you have any questions about the information provided, please contact our Assistant Director of Financial Aid, Angela Orlando, at 313-494-6617 or orlandan@udmercy.edu.
You are encouraged to apply for financial assistance prior to admission to the School of Dentistry; funds are not committed until you officially enroll.